PPI Claim Solicitors Glasgow

You may have read recently that it is easy to reclaim Payment Protection Insurance yourself. It seems easy to do, but in practice it can be very difficult. Many people do not complete the process and simply give up.

The Lenders give the impression that they will look into every claim sympathetically, however, their procedures often make it very difficult for you. They delay answering your letters and move you from one Department to another. Many people lose patience and abandon their claim.

Many Lenders will offer a derisory settlement as a goodwill gesture which comes nowhere near the amount that may be due to you or alternatively they simply deposit money in your account with no prior consultation with yourself and again this will not be the amount you may be due.

We at CBC Solicitors will allocate your case to one of our Partner Law Firms who have vast experience in dealing with these type of claims. We have found that Lenders respond much quicker to claims submitted by a Solicitor than they do to individual claimants.

On average your claim should take between 2-5 months. In the event of your Solicitor not being successful initially, he will submit your claim to the Financial Ombudsman. Because of our "no win-no fee" policy this will not cost you any money. To date, our Solicitors have successfully recovered approximately £45 Million for our clients.

Will my claim be successful?

What to look out for :

  • Lump sum Payment Protection Insurance loans. These are loans were PPI was added to the sum you borrowed.

  • Loans where you were told PPI was compulsory.

  • Loans where you were advised that your credit rating would be enhanced by adding PPI to the loan.

  • Loans where you were told PPI was part of the product.

  • Loans or credit cards where PPI was simply not mentioned.

  • Loans or credit cards where the trader had not been trading for at least 2 years with audited accounts.

  • Loans or credit cards with monthly payments where you were employed such as a Civil Servant, Government employee, National Health employee, Armed Forces employee, Bus Company, Scotrail or an Airline employees - indeed any Company where you had significant sickness or illness benefits and little prospect of redundancy where the cover with your work.

  • Lump sum PPI or monthly PPI where you had a medical problem at the time of taking out the loan/credit card, or previous medical history, and this was not discussed.

CBC Solicitors - Expert PPI Claim Lawyers Glasgow, Scotland

If you have any questions about making a payment protection insurance claim in Scotland or would like to make an appointment to talk about your situation, please contact Colin Carr on 0141 647 9851. Alternatively, fill in our online enquiry form.