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It’s not as strange as you might think for someone to become disconnected from their assets. You might move house and forget to inform the holder of the asset of your change of address. When the annual statement is sent out, the new owner of the property sends it back marked “Gone Away” and the asset becomes “lost”.

You might have changed job much more frequently than you had planned and it may well be that you (and, perhaps, your employer) contributed to a pension in that past employment. Now that you’ve moved on, you might have forgotten all about it.

Sharp Rise in Equity Release Lending

Posted by on in For the Elderly

The total value of equity release lending in the first nine months of 2014 exceeded £1 billion, according to the latest industry figures from the Equity Release Council (The Council).


Firm Sentenced for Chainsaw Injury

Posted by on in Personal Injury

An East Kilbride firm has recently appeared in Airdrie Sheriff Court, where it pled guilty to health and safety offences relating to an incident where a worker received a leg injury while using a chainsaw.


Time to do some forward planning?

Posted by on in Client Newsletters

As you (or your parents or other relations) grow older and if you might eventually need nursing care, you will be assessed to establish whether you are able to pay the costs. The costs of care can be substantial. You need to declare any gifts you’ve made within the six months before your assessment and you have to disclose if you’ve disposed of the house you were living in before you entered into care. The information on the disposal of your house applies even if you sold it or transferred the title to a relative many years before.

If you have over a certain level of capital (and that includes the value of your home) you will be assessed as being able to meet the full cost of your care. Your home will not be classed as capital, however, if certain relatives still live there.

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